TransUnion SmartMove gives you the ability to apply for a lease while protecting your personal identifying information.
When you use SmartMove, you provide your Social Security Number directly to TransUnion not an unknown landlord. We verify your identity and provide the landlord with a leasing recommendation, credit report and criminal history. They don't see personal identifying information such as Social Security Number or bank account numbers. This way, your sensitive information remains safe with TransUnion, a secure, trusted credit reporting company that safely houses credit data for approximately 500 million people worldwide.
Plus, your credit score is not impacted when you use SmartMove. Unlike when a landlord or lender retrieves your credit report, SmartMove lets you be the one to initiate the request for your own file to be sent so it's a 'soft hit' on your history, which doesn't impact your credit.
How SmartMove works
Unlike traditional screening methods, SmartMove is all online. You'll receive an e-mail request from the landlord with a link to MySmartMove.com. Simply create a secure account in seconds, review the landlord's request and choose whether or not to grant consent. The landlord receives notification instantly, helping to speed up the rental application process and keep your personal identifying information more secure.
Looking for an apartment?
Take a smart approach to applying for an apartment lease. Ask your property manager about TransUnion SmartMove before you disclose sensitive, private information. |